﻿<?xml version="1.0" encoding="utf-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://patriafinance.sk/investovanie</loc>
    <lastmod>2024-12-17T13:57:24.1541974Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/</loc>
    <lastmod>2024-12-17T13:58:43.5107635Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/vzdelavanie</loc>
    <lastmod>2024-12-17T14:04:45.3773808Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/produkty-a-sluzby</loc>
    <lastmod>2024-12-19T08:44:22.5923351Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/investovanie/akcie</loc>
    <lastmod>2024-12-19T08:53:06.4179374Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/patria-finance</loc>
    <lastmod>2024-12-19T10:31:23.7108134Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/patria-finance/o-patria-finance</loc>
    <lastmod>2024-12-19T10:32:15.630429Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/patria-finance/kontakt</loc>
    <lastmod>2024-12-19T10:33:24.3188917Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/dokumenty</loc>
    <lastmod>2024-12-19T10:35:06.9274477Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/cdn.patria.cz/sk.Informacie-o-telefonickom-a-bankovom-spojeni.pdf</loc>
    <lastmod>2024-12-19T10:35:43.7527943Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/cdn.patria.cz/sk.Sadzobnik-poplatkov.pdf</loc>
    <lastmod>2024-12-19T10:36:33.2692682Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/storybook</loc>
    <lastmod>2025-02-13T13:39:19.7864243Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/storybook/product-page</loc>
    <lastmod>2025-02-13T13:42:28.8280515Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/o-nas</loc>
    <lastmod>2025-02-26T14:43:33.6202214Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/investovanie/ETF</loc>
    <lastmod>2025-03-12T14:13:23.0089236Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/investovanie/investicne-certifikaty</loc>
    <lastmod>2025-03-12T14:15:13.9120851Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/investovanie/derivaty</loc>
    <lastmod>2025-03-12T14:15:45.2648042Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/investovanie/dlhopisy</loc>
    <lastmod>2025-03-12T14:15:56.5627943Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/investovanie/podielove-fondy</loc>
    <lastmod>2025-03-12T14:18:27.6003261Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/produkty-a-sluzby/pravidelne-investovanie</loc>
    <lastmod>2025-03-12T14:26:51.2164761Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/patria-finance/obchodne-aplikacie</loc>
    <lastmod>2025-03-12T14:30:36.4094879Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/patria-finance/poradenstvo-maklera</loc>
    <lastmod>2025-03-12T14:31:16.104239Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/vzdelavanie/preco-investovat</loc>
    <lastmod>2025-03-12T14:40:19.9990995Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/finance.patria.cz/vzdelavani/zaciname-s-investovanim/skola-investora</loc>
    <lastmod>2025-03-12T14:41:50.5686897Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/www.patria.cz</loc>
    <lastmod>2025-03-12T14:45:31.5722445Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/o-nas/o-patria-finance</loc>
    <lastmod>2025-03-12T14:53:04.7002778Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/patria-finance/cennik-poplatkov</loc>
    <lastmod>2025-03-12T15:03:29.5649103Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/o-nas/kontakty</loc>
    <lastmod>2025-03-12T15:03:40.8205428Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/o-nas/prived-investora</loc>
    <lastmod>2025-03-12T15:03:54.1404734Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/storybook/product-page/playground</loc>
    <lastmod>2025-03-19T16:34:53.3552007Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/komponenty</loc>
    <lastmod>2025-04-08T15:30:38.2909553Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/storybook/ukazkova-stranka</loc>
    <lastmod>2025-04-14T12:42:08.4553516Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/skupina-patria</loc>
    <lastmod>2025-05-08T10:28:34.80601Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/cdn.patria.cz/sk.Ramcova-zmluva.pdf</loc>
    <lastmod>2025-05-08T10:54:17.5370472Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/dokumenty/ostatne-dokumenty</loc>
    <lastmod>2025-05-08T10:56:22.8165898Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/dokumenty/podmienky-pouzivania-stranok-a-obchodnych-aplikacii</loc>
    <lastmod>2025-05-08T16:13:11.6060344Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/dokumenty/informacie-o-cookies</loc>
    <lastmod>2025-05-08T16:14:36.5817232Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/cdn.patria.cz/sk.Informacie-o-spracovani-osobnych-udajov.pdf</loc>
    <lastmod>2025-05-08T16:15:48.8980267Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/skupina-patria/o-skupine-patria</loc>
    <lastmod>2025-05-08T16:21:49.8173835Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/patria.cz</loc>
    <lastmod>2025-05-09T05:24:37.7251607Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/patria-finance/o-patria-finance/reporting-dle-RTS-28</loc>
    <lastmod>2025-05-09T08:43:25.8342394Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/patria-finance/o-patria-finance/povinne-zverejnovane-informace</loc>
    <lastmod>2025-05-09T08:51:46.4763083Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/patria-finance/o-patria-finance/ostatni-informace</loc>
    <lastmod>2025-05-09T09:50:46.3191491Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/patria-finance/o-patria-finance/ctvrtletni-financni-vysledky</loc>
    <lastmod>2025-05-09T09:51:41.5048946Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/patria-finance/o-patria-finance/informace-o-spolecnosti-patria-direct</loc>
    <lastmod>2025-05-09T09:52:43.8264141Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/Ikony</loc>
    <lastmod>2025-05-13T12:28:09.6755854Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/produkty-a-sluzby/starostlivost-o-klientov</loc>
    <lastmod>2025-05-13T13:23:03.6879744Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/produkty-a-sluzby/starostlivost-o-VIP-klientov</loc>
    <lastmod>2025-05-13T13:23:50.8903346Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/otevrit-ucet</loc>
    <lastmod>2025-05-14T08:30:11.3676098Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/investovanie/ETF/prehlad-ponuky-ETF-pre-pravidelne-investicie</loc>
    <lastmod>2025-05-28T07:45:52.1892925Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/storybook/Otevrit-ucet-2</loc>
    <lastmod>2025-06-03T08:51:57.0100057Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/investovanie/akcie/hlavne-svetove-trhy-otvaracia-doba</loc>
    <lastmod>2025-06-04T08:54:55.9732069Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/investovanie/kryptomeny</loc>
    <lastmod>2025-06-05T11:59:22.9161986Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/cdn.patria.cz/sk.Obchodne-podmienky.pdf</loc>
    <lastmod>2025-06-18T09:04:28.4938153Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/cdn.patria.cz/sk.Pristupnost-sluzieb-pre-osoby-so-zdravotnym-obmedzenim.pdf</loc>
    <lastmod>2025-07-30T12:23:40.2922755Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/redirects</loc>
    <lastmod>2025-08-06T12:49:30.0680402Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/kereses</loc>
    <lastmod>2025-08-14T10:22:26.7883429Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/o-nas/vyhody-pro-klienty/investice-pro-mlade</loc>
    <lastmod>2025-08-18T13:44:14.8628946Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/dokumenty/ostatni-dokumenty/sk</loc>
    <lastmod>2025-09-02T12:27:58.6828642Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/dokumenty/ostatni-dokumenty/en</loc>
    <lastmod>2025-09-02T12:28:46.08919Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/FAQ/FAQ-s-investicny-dotaznik</loc>
    <lastmod>2025-09-26T08:30:55.3846873Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/dokumenty/upozornenie-pre-investorov</loc>
    <lastmod>2025-09-26T08:43:17.8008107Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/skupina-patria/o-skupine-Patria_1</loc>
    <lastmod>2026-02-03T13:10:49.3055149Z</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqk-cemu-slouzi-evidencni-cislo-uctu-klienta</loc>
    <lastmod>2025-05-19T11:23:02.4406045Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqz-akych-pravnych-predpisov-vyplyva-povinnost-dotazovania-informacii-a-ich-vyhodnocovania</loc>
    <lastmod>2025-09-29T08:29:25.6702783Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqna-co-pouzijete-odpovede-z-dotaznika</loc>
    <lastmod>2025-09-29T08:31:20.5183792Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqna-co-sa-v-dotazniku-pytate</loc>
    <lastmod>2025-09-29T08:32:47.3664508Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqpreco-sa-pytate-na-financne-zazemie</loc>
    <lastmod>2025-09-29T08:35:08.1519138Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqco-sa-stane-ked-dotaznik-nevyplnim</loc>
    <lastmod>2025-09-29T08:47:13.7297539Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqkde-mozem-dotaznik-vyplnit-Kde-mozem-dotaznik-vyplnit-potom-co-som-ho-odmietol-a</loc>
    <lastmod>2025-09-29T08:51:51.9631345Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqchcem-obchodovat-s-maklerom-mam-zaujem-o-investicne-poradenstvo-Musim-vyplnit-dotaznik</loc>
    <lastmod>2025-09-29T08:54:16.4504005Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqsom-disponentom-k-uctu-klienta-fyzickej-osoby-a-chcem-obchodovat-na-tento-ucet-Musim-vyplnit-dotaznik</loc>
    <lastmod>2025-09-29T09:01:31.0102637Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqkolko-casu-mi-zaberie-vyplnenie-dotaznika</loc>
    <lastmod>2025-09-29T09:04:40.9276523Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqmozu-mi-s-vyplnenim-dotaznika-pomoct-zamestnanci-Patria-Finance-napr-moj-makler</loc>
    <lastmod>2025-09-29T09:08:29.823005Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqkde-najdem-vyhodnotenie-dotaznika</loc>
    <lastmod>2025-09-29T09:13:00.5904787Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqco-najdem-vo-vyhodnoteni-dotaznika</loc>
    <lastmod>2025-09-29T09:16:02.8880979Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqak-chcem-vo-vyplnenom-dotazniku-zmenit-niektoru-z-odpovedi-mozem-tak-urobit-Ak-ano-ako</loc>
    <lastmod>2025-09-29T09:17:47.7881082Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqsom-disponentom-k-uctu-klienta-fyzickej-osoby-pravnickej-osoby-Ako-ovplyvni-hodnotenie-nasich-dotaznikov-mojho-a-klientovho-fyzickej-osoby-obchodovanie-na-ucet-tejto-fyzickej-osoby</loc>
    <lastmod>2025-09-29T09:20:01.7731174Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqnerozumiem-niektorym-pojmom-vo-vyhodnoteni-dotaznika-Co-znamenaju</loc>
    <lastmod>2025-09-29T11:18:48.6298906Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqako-dlho-je-vyplneny-dotaznik-platny</loc>
    <lastmod>2025-09-29T11:49:56.2886852Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqmoj-dotaznik-alebo-jeho-cast-coskoro-vyprsi-uz-vyprsal-boli-mi-zablokovane-nakupne-pokyny-Co-mam-robit</loc>
    <lastmod>2025-09-29T11:52:52.7007487Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqcielovy-trh</loc>
    <lastmod>2025-09-29T11:54:38.3660447Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqprimeranost</loc>
    <lastmod>2025-09-29T11:55:42.6350066Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqRizikovy-profil</loc>
    <lastmod>2025-09-29T11:59:27.2946965Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
  <url>
    <loc>https://patriafinance.sk/faqvhodnost-investicne-poradenstvo</loc>
    <lastmod>2025-09-29T12:02:01.4149599Z</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.4</priority>
  </url>
</urlset>